$75.00 annual fee is high, $50.00 BT fee is high. But if you have a lot of higher rate balances to transfer, I guess it would be good. I would only do one BT though, BT to a card you owe $200 and get a refund of the over payment and deposit it into your checking account to finish the job...(or BT to a card you can do "free" BT'S from)... http://www.huntington.com/pas/HNB1500.htm
I KNOW...(I READ THE FINE PRINT). Huntington credit cards are owned by Chase Manhattan Bank USA, National Association, and may be serviced by its affiliates.