Please advise.....my husband has several collection accounts on his credit report for medical bills. The mother of his child takes the child to the emergency frequently and lists his name as the one responsible. The problem is the hospitals send the bills to her house. We never now anything until is appears on teh credit report. Any suggestions?
Boy that is a problem, What is your husbands responsibility on the medical coverage? Is there child support involved; or anything court ordered in this matter? If this is the case where some third party is involved; might have a remedy that direction to make her accountable for directing the bills properly; or have to pay them herself. If your husband is not responsible in this matter, may treat this as ID Theft and report this abuse to the authorities. Need more information here to help better.
I have first hand knowledge of this problem. My husband's ex-wife pulled the same games with us. His divorce decree states he is responsible for carrying insurance for his kids and is 1/2 responsible for any amounts left over and co-payments. However, the decree gives her a specific time period in which to make us aware of the charges. She was also ordered in the decree to send, by certified mail, any medical bills. Most custody agreements/divorce decrees stipulate some manner in which the custodial parent must notify the non-custodial parent of medical issues. Read your decree closely and see where she has failed to follow. We ended up going back into court, on our own to fight her and what her actions were doing to our credit report. The judged ruled against her in every case, and made her responsible for all the outstanding medical bills. With the court order in hand, we then contacted every doctor/hospital on his report and demanded they remove the collection account from his report. CA's were a little harder since they believe themselves above the law. It will cost you a bit of money in filing fee's and travel if she's out of state (as in our case) however you can win against her. With the courts ruling in hand, start disputing every entry on his report. A few of doctors/ca's going against my husband tried to play hardball with us. We finally said enough is enough and hired a lawyer to handle those few. Within a month, all collection activity had stopped and my husbands report was cleared of the bills. That did cost around $500 but was well worth it. Good luck and you have my sympathies dealing with an ex-wife.
Thanks for sharing that, definitely dispute and hit them head on in these matters hard until you get some satisfaction of their compliance to resolve the matter. It is just terrible that as adults people have to play these games; that does so much damage to others. Be sure to keep all documentation; records of phone calls (when; who; and where) and copies of all your written correspondences (or recording of your phone calls - but remember for recordings to be admissable - you have to tell the other party ahead of time that you are taping the conversation - ok). Best of wishes;
In our case, recording phone conversations, even if legal in my state (which it is not) wouldn't matter. The custody agreement is clear, ex-wife must send, by certified mail, any medical bills/claims. Since she has never done this, even after losing her a$$ in court, and could not produce a single certified letter to DH, she screwed herself and rightfully so. As for the game playing, I've come to expect it from her in every matter pertaining to his kids. You would think an adult would care more about the welfare of their children then getting back at their ex-spouse. Unfortunately many people married 2 year olds (if she even acts that old) and pay for the rest of their lives because of it. The children, the real victims in the matter, pay the most, since they are taught it's ok to be disrespectful to one of their parents, it's ok to lie, cheat, swindle, take for granted etc another person. Usually it's not until later in life when they realize the harm this upbringing has done to their own lives and how they live it.
I know what it is like dealing with child support, my DH's ex in our case convinced judge to take back pay she did not have coming to her. Boy that was a mess, garnished income tax, garnished wages (when we had been paying on time regular means). One day short of having DHs drivers license revoked, took us 3 months of long distance calls. To finally make child support lawyer read the divorce decree and stop taking our money. But on medical we where fortunate that reponsibility was split depending on who each child was currently living with at the time. And then the damage to the relationships that won't ever be fixed bacuse of lies told. Very unfortunate these things.
The major reason our finances/credit report is the way it is has to do with years of screwing over child support. Preaching to the choir there. "But on medical we where fortunate that responsibility was split depending on who each child was currently living with at the time." That's all you need. Get yourself back into court, show the judge she is not taking responsibility for her portion of medical bills and she is also fraudulently using hubby's name. Should be, as our was, a slam dunk case. The the fun begins, fighting with various doctors, hospitals and CRA's.