2 inquiry deletions on my report due to bumpage and 1 on hubbys this morning. Guess what NO score change. My Hubby has 2 left and I have 4. Our change in reports this week are as follows. Me Late mortgage pay deleted 2 inquiries deleted Collection deleted (leaving 1) Score change 0, none, nada. I have a sad 627. 7 positive accounts Hubby Mortgage late deleted 1 inquiry deletion last collection deleted 100% clean report Score DOWN 4 points
I just got 4 points after being stuck at the same place for over... 6 mos or so according to Equifax. Only change.... an account hit 36 mos.. so I am taking this as the validation that 36 mos is a mark that gains you points 4 points... well... after 6 mos at least it's a change
