Yeah Experian and equifax now at 620 this month!! For the last year i've been at 575 or so!! This rocks. The online disputes are working! Once i'm done disputing myself online, it will go to junum to work on the rest!!
just to update: I've been disputing like a MOFO. 5 times to equifax. I paid off one collection, and i have one chargeoff $0 balance left on the equifax. 95 inquiries (dont laff) 77% utilization. Now if i dont apply for squat for a year, and get my utilization down i should be in the mid-to-high 650's within 12 months. I am at month 15 of restoration/rebuilding. Been A SLOW process!!
