I had a question, though. The logo on my card says citi with the arch over it and my boyfriend's gold card that he got a few months ago has the entire name citibank on it. Has anyone else noticed this? I just want to say thank you to everyone on this board...I was below sub-prime before I started reading this board, and now I have a CITIBANK MASTERCARD!! I'm so happy. There's still more work to do, though. I can't wait until my reports are PERFECT!!! Thanks everyone!