I thought what the heck - after everyone on this board talking -I snapped the site and gave em my email and ss#, address , not much more - then hooked to my bank for a test $100 LOL! I went the through enrollment and it set up my account almost instantly - complete with an AMEX online number. I got this to try and decide if there is good reason for a typical adult to carry this type of card. You can load up to 2K max. Well, by being approved SO FAST, maybe this is a good intro to an AMEX start. Their database may have determined (and probably did) that I was an active AMEX Cardmember! Go Cobalt! $100 limit! Go Dogman! LOL
Dogman- I too got a quick approval but with a bk-13 on record. I thought Amex was not accepting ACH funding, only credit cards. After reading your posts on how you obtain your Green Amex. I am now really thinking of going for it. I discharged my bk-13 last year but have been clear and on time in the last 5 years. I did not bk on Amex so that's in my favor. I did have a account with them in 1908 at the ripe age of 20. BIG mistake to give a 20 year old a no-pre set limit charge card! Best regards, Sam
"Will companies be able to obtain my credit records or personal data?" "No. Cobaltcard does not report to any credit bureaus since this is not a credit card and you do not establish a credit history with Cobaltcard." http://www.cobaltcard.com/whycobaltcard/generalfaq.html#16
JEEZ - they are fast - I just snapped their site and it says my card has been shipped.... excellent service again from AMEX! c ya dogman
SAM - I wonder if we were both sent the Card at the same time - 20 years ago Go for it - I bet they give it to you - again expect the computer to bounce you, then the Acct Mgr can manually override. Talk to an Acct Mgr B4 you apply - then they can "watch" for your app! Good luck - Dogman
1908???, God I know I am old but not that old. It's 1980!!! Dogman: thanks for the advice, will try in the next couple of days and I will post my results. Best regards, Sam
hahaha better check your CR, Sam, Equifax has probably picked up on this and changed your DOB like they did mine. LOL breeze
I bet it looks good though when you open it and show it off - with just the American Express exposed brand name! cya dogman
Got the Cobalt card today, exactly one week after I signed on. Still trying to muster the courage to call Amex and see if Dogman's methold will work for me. Best regards, Sam
