I just got a credit denial letter from MBNA. The odd thing is that I NEVER applied for credit with them. I am going to pull my credit to see if they pulled it. How do I respond to this letter??
EITHER CALL OR WRITE and ask when you applied because you didn't... COULD BE FRAUD--COULD JUST BE A MISTAKE
So just write them to say I never applied for this. Do I ask for a copy of the application? What if they pulled my credit?
Re: Re: I didn't apply for credit??? They may not give you a copy of the application...but you can ask... "IF" THEY PULLED A CREDIT REPORT...THEY SHOULD REMOVE IT OR SEND AN ITS LETTER FOR $1,000 WITH NO PP You may need to contact the SECURITY DEPARTMENT...(FRAUD)
Re: Re: I didn't apply for credit??? Did you attend a bowl game or something around the first of the year? When ever you go to a big event and their are people set up giving away t-shirts of towels or something with your team logo on it, if you apply for a card, it is more than likely an MBNA card.
Re: Re: I didn't apply for credit??? No, I live in a small town in ND and we don't have anything like that around here. The letter was also dated 12/12/03 and I am just now getting it???
