I claimed account not mine for Arrow Financial. It came off my credit report. I have a letter from them I received last month collecting a debt. If I am getting letters from them to collect, why did it come off my report?
Uh...because you were lucky? You really didn't give enough details to make an informed comment on this, but sometimes the OC/CA just doesn't get around to reponding to the CRA within the 30-day deadline, and it falls off as a result.
Maybe the trained monkey at AF's CRA terminal accidentially hit the recessed N key, instead of the blinking Y key. Maybe they did verify it, but verified it with just enough incorrect information that the CRA rejected the verification. *GASP* maybe Johnson v. MBNA et. al actually had that CRA deciding to demand CONCLUSIVE VALIDATION! The horror! Ours is not to reason why, ours is but to rejoice in the deletion and demand validation from the CA...
