1. Aug 19, 2005 #1
   

   Joey007 New Member

   Could someone please tell me why I have a credit score of 685, when I have paid all my bills early with no late payments? I also don't have any substantial credit card dept. My credit score should be in the 8's at least. Please help,
   Joey007

    

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3. Aug 19, 2005 #2
   

   creditdog Well-Known Member

   I can explain it to you, but as soon as I do someone will correct me!
   
   Let me try by asking questions:
   
   What is the age of your oldest tradeline?
   
   dog

    

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