I wanted to exercise my right for them to send an updated report to the CC companies that pulled hards in the last 6 months. That would be Discover and Providian. I got the prov card, and if it were any other co., I'd hope for a better rate. I'm sure it won't do any good w/ discover, but I figured--it can't hurt. I already have the hard, why not try. Anyone else ever done this???
The problem is, I don't think any of those companies even look at your report anyway, they just want your score. Unless you get a bankruptcy or tax lien deleted...
I did, actually. I had a judgement that showed up twice, and a lien deleted from that report. I'm not really expecting anything to come of it--maybe I'm just bored! I've done all I can on that report, maybe I just wanted to shake things up a little! LOL