I finally did something right

Discussion in 'Credit Talk' started by CiRcUs-FrE, Dec 6, 2000.

  1. CiRcUs-FrE

    CiRcUs-FrE Guest

    Ok I need some feedback on this. I got an invite for the First USA Titanium Visa and I normally would just throw it out but I want to go some balance transfers. 1967.04 from Providian, 1380.95 from CCB and 312.13 from Bankfirst... However, The chances of me getting approved is very slim, Is there any way possible I can get First USA to override a denial if I Explain to them that I am using the card for balance transfers so I can get away from all these awful credit cards? Thank you in advance for your feedback :)
     
  2. Cadillac408

    Cadillac408 Well-Known Member

    RE: I finally did something ri

    Probably not! I tried to do the same with Capital One. I wanted to transfer a balance from First USA and they were like, NOPE!
     
  3. GEORGE

    GEORGE Well-Known Member

    RE: I finally did something ri

    If you do an on line application with places for balance transfers, they will get the hint, I HOPE???

    I HAVE BEEN TOLD BY BANK IN THE PAST THAT IF I HADE DONE A BALANCE TRANSFER WITH THE APPLICATION, I WOULDN'T HAVE BEEN DENIED.

    WHO KNOWS WHAT CREDIT CARD COMPANYS THINK NOW
    IF YOU CAN BE DENIED CREDIT WITH >$70,000.00+ INCOME, NO LATES, NO BK, NO COLLECTIONS, NO OVERLIMIT, OLDEST ACCOUNT 22+ YEARS???
     
  4. CiRcUs-FrE

    CiRcUs-FrE Guest

    RE: I finally did something ri

    Basically what I did was I got an invite and called up so my application would be processed quicker.. Then maybe I can get CCB and Providian paid off (hopefully)
     
  5. Cadillac408

    Cadillac408 Well-Known Member

    RE: I finally did something ri

    Good Luck! ;-)
     
  6. CiRcUs-FrE

    CiRcUs-FrE Guest

    RE: I finally did something ri

    Thank you :)
     
  7. sam

    sam Well-Known Member

    RE: I finally did something ri

    Let us know if it works dude.
     
  8. CiRcUs-FrE

    CiRcUs-FrE Guest

    RE: I finally did something ri

    With the way my credit is... I seriously doubt it will work.. but it is worth a try
     

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