Then I get a message back that says congratulations you got your credit increase. Your credit limit has been increased $100 and is now at $400! I was happy to get the increase but greatly disappointed that I did not get the limit of $900 that they said I qualify for. There was an option to talk to a live representative but I did not choose it. It was after midnight and I was tired and didn't want to deal with a hassle of asking for a great increase. Anyway, I was totally shocked it was so easy to get a increase from Capital One. I didn't even have to talk to a representative and threaten cancellation of the card.