Just applied, got instant approval for $5000. BTW. Paying off balances didn't do much for my score. I went from 628 to 648 with paying off over 80% of my outstanding debt.
First congratulations on the Amex! Nice. Second, did the paid balances show up on your REPORT when you got the new score, or did you pay them, and assume the updated balances would report in time? I only ask because some cards (like my Citi cards) report only periodically (like 3 months or more sometimes)...especially to update a payment ...and unless you had major derogs, an 80% payment should get you a bigger increase than that (I know you do not have derogs with the Amex approval, so...) Third, congratulations again on the new Blue -Peace, Dave
648 was myfico score. Only one of the balances didn't update. I was shocked I got the blue. Cap 1 denied me for the No Hassle card. I'll be transfering my small balance over to my new blue card. Cap 1...time to retire to the SOCK drawer.
