I got Discover!

Discussion in 'Credit Talk' started by QUEEN_BEE, Jan 20, 2002.

  1. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Instant online approval. How long will it take to arrive?
     
  2. mindcrime2

    mindcrime2 Well-Known Member

    don't know...but hey... CONGRATULATIONS Love!!! :)
     
  3. LKH

    LKH Well-Known Member

    Congrats. Did it tell you your loc? Also, what are your scores if you don't mind my asking.

    Thanks. I am also considering applying.
     
  4. ohnostuck

    ohnostuck Well-Known Member

    Congrats Love :) You go girl!
     
  5. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I wasn't given any details. I am not sure of my scores, last time I checked (EQ) it was 621 the day after the deletion of the judgments, but since then a medical collection has popped up. I have no idea where I am now.

    This is what is on that report:
    car loan 11/00
    Cap One 8/01
    Kohls 12/01
    car loan 8/95 (transferred)
    car loan 8/95 (paid out)
    loan 4/98
    loan 5/98
    loan 6/98
    Zales 12/01
    medical collection DLA 2/00

    ...and a ton of inquiries
     
  6. LKH

    LKH Well-Known Member

    Did they pull equifax for you or you don't know yet?
    Thanks and congrats again.
     
  7. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Dont know yet. They must have pulled EQ or TU (my best). Definitely didnt pull EX (too many derogs).
     
  8. uniondiva

    uniondiva Well-Known Member

    Congrat's girl...... get them cards!!!
     
  9. Kittw1

    Kittw1 Well-Known Member

    Well let's see, if I can get one more collection off (a check for less than $40) of EQ, 2 charged off accts and my student loan updated, I am going to apply. Congrats!!


    OOOOO. Platinum discover calling my name. Then the Citi- double doozie
     
  10. Dani

    Dani Well-Known Member

    Congrats, Love. The card will take seven to ten (business) days to arrive.

    Dani
     
  11. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Just wondering. The website said 30 days, I thought that was a bit extreme.

    How is their customer service?
    Are there any highlights/pros (as opposed to cons) that would be helpful for me to know?
    Thanks.
     
  12. ng

    ng Well-Known Member

    Congrats!!

    With my medical collection I got a big denial.

    They will give regular increases.
    Best way to pay is online never any problems there.

    I was denied but the other half has a Platinum
     
  13. QUEEN_BEE

    QUEEN_BEE Well-Known Member

     
  14. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    (MESSED UP LAST POST )

    I entered an online dispute for my medical collection yesterday. I wonder if that has anything to do with it?

    That's good to know. Thanks for informing me.
     
  15. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    How much is your collection? I was told that they usually overlook collections under $500.
     
  16. SisterGirl

    SisterGirl Well-Known Member

    Which did you apply for....student or Platinum ?

    Sister Girl
     
  17. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    P-L-A-T-I-N-U-M :)
     
  18. betacredit

    betacredit Well-Known Member

    WTG!!!! CONGRATULATIONS!!!!!!!!

    I just got a "pre-selected" app in the mail. I was wondering about applying but I am not conifident about my scores. I think I'll wait.

    Eventually, I'll be able to get one - I hope.
     
  19. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I got the same offer; that is what prompted me to apply. I applied online instead because I couldnt stand the wait that comes when you apply via snail mail.
     
  20. ng

    ng Well-Known Member

    Love

    My collection is 145.00 from 1998 unpaid also being disputed at the time (but EQ verified it).

    It took a few weeks for the letter to come.
    They stated "after careful consideration at this time"


    They pulled Equifax my very worst even more so now w/ the additional inquires

    I thought about planetfeedback but I am skipping it for now.

    Not everyone excepts them and they have lowered their cash back bonuses

    I have the Citi Div. Platinum w/ cash back so I am Happy

    My spouse loves their card and I am sure you will too.
    But I am very Happy for you
    I may try again later this year

    My scores are dropping w/ new accounts and inquires


    Did you get the 15.00 for applying?
    I received an email promo:
    https://www.cc-dt.com/perl/apps/discover/deal.cgi?aid=neSVYdQK1WicvsjKA9jVxxKQT&mid=&lid=282383
     

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