Not too shabby. Anyway, I have 6 current collection accounts total on my report and 1 judgement. I am mad at capital one though and will be speaking to them when they call this month to set up my autopayment because they are reporting my last delinquency for feb and I have yet to miss a payment with them since July when I started paying down the charge off. I also have a freakin paid collection from like 95 that I thought would be gone by now but they keep reporting it to the bureaus. Anyway, I am hoping some of these get lost soon with Junum's help.