Let me start by saying that this is the real roni, not slim/rob/bob or anyone else who is a royal pain in my bootie. With that said, I know I am not suppose to post in my real name here, but I had to share this information with those who have been important in my credit repair process. I cherish you guys and you know who you are. Drumroll please........ Beacon Score: 702 I almost wanna think that this is a mistake. I am so happy, it hurts. I have read all the high scores and improvements many others have made and I am so happy for all of you. Mom, you go girl. Mp$40, Bravo! Now, I can name out everybody so I will just stop there. I also wanna just say that I know for a fact that Citibank contributed to this big jump. Wow! 702-Beacon. Thanks for listening! roni
OMG That is TERRIFIC girl, I am so proud of you. I thought my jump was big, but you have gone over the top!!!!!!! Mom
Roni Yes Military. and it is kinda long. It is a proposal that I with the cooperation of some political allies are trying to send to the Hill. You can email me, or i can email you. reshod@hotmail.com Reshod
Re: Roni What were your reasoning codes?? And are your target and VS cards reporting yet?? I am curious if when my Amex gets added if it's going to drop my score down being a new account?? Mom
Reason codes: LKH: I havenot spoken with the mortgage co. b/c the broker was out until today. I called him all day today and the moron was out. This had better improve. But I feel like a million bucks with a higher score than i had in january. I know that I will qualify for fha or conventional. I anticipate my experian being the highest b/c it was the highest all along and it has less negative entries. MOmof3: My codes were : 4= too many bank/national revolving accounts 10="proportion of balances to credit limits on bank/national revolving accounts is too high 14= length of time accounts have been established 33=proportion of loan balances to loan amounts is too high I have alot of card accounts which are not reported closed yet. but I also have new cards which will drop my score i am sure. I dont settle until aug. on the home so my score can bounce back from the drop of when they are first added. PLUS, I am gonna have the guy pull my score tomorrow, so i can lock this puppy up. smoochies. roni
Re: George If I can get AMEX CASH BACK CARD in July "PRE-APPROVED" DISCOVERCARD will be history... I can't have any inquires...on the wagon...
Re: George I am driving the wagon. I really messed up mortgage-wise you know with all these inquiries but I will hope for the best... roni
Re: Roni's score Great too hear, and great to see your post as well. Congratulations, ...Prime mortgage rate?? maybe! -Dave
