I am still soo excited, I got the Gold card today. Then I got this other letter from AMEX thinking it was the Blue denial letter and it turned to be that AMEX has reviewed my accounts with them and have given me the Sign and Travel and Extended pay option that I read you normally had to wait until your one anniversary to be eligible. It made me feel better about AMEX that my payment history is counting for something with them. The sign and travel is currently 15.49 which I think is not outrageous considering that the World AA and Silver AA is hovering around the same rate and plus I can pick and choose what items I will want to revolve if I need to in the future. I like this feature alot ! Anyway enough of my rambling....... Cypri
CONGRATS C! FYI - I talked with AMEX credit about getting A RP Gold Card. My Chap 13 is discharged - but still not showing as such on Experian and TU. I have asked TU and EXP to update - I know they are in process. I explained the situation to the Acct MGR, AMEX was charming, and said as soon as the bureaus finished, to FAX them over a clean copy and they would issue the Rewards Plus Gold. THX - hope to be joining you soon - dogman
Great, I just apply for a Amex plat card i hope they look at how I have been a good client with There Blue card, because I got 9 inquirie in 6 months & 15 inquirie in a year Equifax.
Thanks Dogman I really like look of simplicity of the card, no matter the different kinds of gold cards in the market, the AMEX Gold is still a classic! I am sure you will get the Gold RWP very soon. Good Luck Dogman Cypri
Don't take 15.49% for extended pay - call and see what they can offer you. I'm at pr+3.9 (8.65%). Good luck- mj
Thanks mj! I did not know you could get a lower rate. How long have you had your charge product? 8.65% ! That's lower than my revolving account. What did you do or say to get them to give you such a low rate? Thanks! Cypri
I just called about my sign & travel/extended payment option they said it had to be on my account for 6 months before I could request a lower rate. I am currently at prime + 9.99%. Which is not very good...
If so , I don't intend on using it anytime soon, so I guess I will wait a bit and use my Optima Plat revolving charges when needed. Cypri
I just confirmed with AMEX about the six months of payment history in order to get the lower rate for extended payment and the sign and travel features. The current APR is actually 14.79%. Cypri
