<chuckle> I just pulled my Experian report and the CA I just filed against was DELETED!!!!! To bad they didn't either validate or delete before they got sued, huh? Too little too late, but I sure am glad to see it Only ONE derog left on this report and it is the one that was illegally reaged by three years, so will eventually come off one way or another...heeeheee. I'm SOOOO excited!!!!!!!! From twelve to one in under six months!!! L
Thanks! So why didn't my score go up any? Maybe it hasn't updated since the account is still showing on the manager page of CE. L
Excellent progress! Odd that CE still shows it but Experian doesn't. I thought CE was pretty quick with the updates...
It updated about an hour later. Went up by 12 points from 605 to 617 The similator says if I have the one remaining derog deleted, my score should jump up into the 720 range so I know this last one is really affecting me, but I am just sooooo happy to be at 617! I'm dying to apply for the Target card now, but am afraid to lower my new score with another inquiry and might get turned down. I don't NEED any new credit, but do need a retail card (not the Visa) because I don't have any. Does anyone know any other retail cards I could get with a 617 that pulls EX? Thanks! L
Creditexpert.com has a little widget that shows you a "simulation" of how much your credit score could go up if you, for example, pay down some balances or get rid of some derogs.
