I paid a settlement with Capitol One or an Agency on bahalf of Capitol One lest year. According to my most recent Experian hard copy they reported as Paid in Settlement $0 written off but a Charge Off as o 7/2003. Creditor's Statement is Account Legally Paid in full for less than account balance. I received a letter from them today in response to my good will letter asking them to stop reporting this account and got a reply. They are saying it has been settled with a remaining balace of $175.50 but they will take no action to collect this balance. I can pay this balance in the future at my discretion. Looking at the account on MyCreditkeeper I see they have it marked as a paid account 120 days late I would REALLY like to have the charge off on this one dissapear. What should my next step be in trying to make this go away. Should I offer to pay the money in exchage for deletion?
I don't know about Capitol One. But I hate Chase.. Chase refuse to remove fraudulent charges from both my Visa & mastercard accounts.
