I have got serious problems today! Equifax verified 4 of 5 disputes as legitimate. My score dropped 64 points to 534!!!!!!!!! I cannot believe this! I personally cannot verify the judgement in the courthouse or the online system, the medical account was from when I was a MINOR, the library fine ...well we know that story, and CapitalOne is supposed to be reporting this as an account in good standing. I am so upset I cannot believe this! I did get a medical deletion, the same one as I did Experian. What can I do now? I am SO SO frustrated!!! Steph