I hate Experian

Discussion in 'Credit Talk' started by phxbbw6ft1, Jan 28, 2002.

  1. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    Experian = punks

    I'm so sick of experian, I got denied credit. I wanted a copy of my report.... sent them my info AND a copy of the denial letter.......2 weeks later I get a letter ( today) from Credit Data Southwest ( a division of experian) asking me to send $9.00 or a copy of the denial letter....I hate them, I hate them, I hate them.....

    Also included in the letter was a Request for credit report....they want me to fill it out...it asks for my phone number and signature..Do I have to send that back?? Or can I use the sample letter off this site?
     
  2. mindcrime2

    mindcrime2 Well-Known Member


    You can just call them on the phone and request a free copy of your credit report, and just say "so and so company denied me" ... they'll (Experian) will see the inquiry and send you out a report.
    This is how I got my report. No problems.
     
  3. GEORGE

    GEORGE Well-Known Member

    I have been denied credit from time to time but NEVER had any CRA ask for PROOF...is this new???
     
  4. mindcrime2

    mindcrime2 Well-Known Member


    Don't know. I've never had to supply anything. All it took was a phone call.

    You may even be able to go online and request a free report if you've been denied, I hear you can do it with TU's site.
     
  5. phxbbw6ft1

    phxbbw6ft1 Well-Known Member

    I have no idea....I'm in az..I have to deal with 'credit data southwest'...thats who experian has here in the west...so, far they're on my last nerve....

    Me
     
  6. godaddyo

    godaddyo Well-Known Member

    Sometimes they ask for $ because the information has either not caught up with their tracking system or they just didnt get it at all. Most of the time if you have an inquiry then you are in there like swimwear...
     
  7. Karen

    Karen Well-Known Member

    George:

    EQ always asks for information before they will send me a report. Even if I send them a drivers license, ss card, and electric bill, they will send it back saying they need more proof. Always
     

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