Last month I called the opt-out 800 and put myself on that list. Before opting out I had no luck obtaining any credit that even touched prime rates. but now suddenly this month I have been able to obtain a citi card with a $10.000 limit and problably a amex loc with the $8000 limit. My score have gone up a little, my debt ratio is still very high. So I wonder if opting out somehow affects ones ability to obtain credit.. Any feedback on this one.
