I have four other accounts at this point in time that are deliquent. I only have two that in threat of being turned over to a CA. Is it in my best interest to contact these other four companies in writing to settle the debt for as little as possible? Two of them are less than 300-400$, so I may just pay them off...but the other two are for 1500+ and 2200+ I am trying to settle all of these because I am having a problem making monthly payments in a timely manner. Thanks for your help everyone.
