For the last 2.5 years I thought the score you got through Credit Watch (EQ) was the true FICO score. Is that right or wrong? This morning I pulled a report through that "free report/FICO score" credit challenge site. Both mine and DH's scores were 30-40 points lower than the last score power I pulled. No changes were made on either report. Is this the score people refer to as "FAKO?" I knew the EXP and TU scores were worthless, but I thought the EQ score was the real one! Please help me understand!
