I have begun my quest

Discussion in 'Credit Talk' started by Momof3, Oct 18, 2000.

  1. Momof3

    Momof3 Well-Known Member

    I begun my quest today to up my scores. First I mailed that collection, thanks J Edgar, so I am sure they won't bother me again. But as for my scores, I sent First USA a prove or remove letter for those NINE inquries they placed on my report, NINE I was never that desperate. I also maile Providian again and I hoping this letter and the wording will do, all certified mail of course. I also called Equifax and disputed my Helig Meyers account and then immediately called HM who assured me my account was closed and they would verify this. I still have alot work ahead, but I feel that I am atleast trying to get the ball rolling. I am praying I receive many updated reports from Equifax:)
  2. Reshod

    Reshod Well-Known Member

    You go momof3

    Day 1
  3. miles

    miles Well-Known Member

    Good luck to you!
  4. Momof3

    Momof3 Well-Known Member

  5. Momof3

    Momof3 Well-Known Member

    Thanks Miles, I will keep everyone posted of course:)
  6. dogman

    dogman Well-Known Member

    Control them, Mom - UR doin it

    Hi Mom- don't you worry - credit ratings are not FIXED. They are fluid, and continuously go up, down etc.

    If you had asked me a yr ago if I would EVER
    have a decent card again, I would of said - yeah - in 7 yrs!

    Now your hubby got that AA Card, immediately get an additional card in your name.
    That should move your credit up in a yr for whatever you want.

    See - by spending a few hours on this today, you've already taken control.
    Let's face it. Computers are stupid devices. If you need to feed it some specific info to get a certain card you want, you fix the report. Then the stupid computer reads you met the criteria, zap, no human interaction.

    I won't comment if I ever "fixed" my report cards when I was a kid. I will say my Dad
    once thought my "B" looked more like a "D"
    -- that was altered. Unfortunately, at a casual PTA mtg, ........ :)

    Don't ask me if I ever filled their Vodka bottle back to the prior level with water.
    Don't ask me if I ever inhaled.

    AND, to answer your occasional dinner date question from a few citibank pages back,
    I am on of those that dates whomever I am attracted to :) !!!!
    Don't you love my tangents?

    Mom, you're doing it now. So am I.
    My personal thanks to you for reminding ME again I am improving my credit too!

    Dogman :)
  7. Momof3

    Momof3 Well-Known Member

    RE: Control them, Mom - UR doi

    Thanks so much DOG for your words. Actually both hubby and me were approved for the shh dare I say it AA cards from you know who:) I too won't comment of my dad's vodka bottle, or if I ever inhaled:)

  8. dogman

    dogman Well-Known Member

    RE: Control them, Mom - UR doi

    :) LOL!

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