The other foot is still in the 500 club ;-) I pulled my eloan scores today & I've got a 609 baby!!!! My score went up 50 pts from deletions...I'm assuming that eloan pulls equifax, please correct me if I'm wrong. Now on to my question....I need to build some credit...one reason my score is low is because the only current credit I have is a joint car loan with my husband, all other accounts are paid or almost at the 7 year limit. Is there any credit card that I can get witha score of 609 that pulls equifax? Even if it's a clothing store, I don't care I need something!! Thanks guys.
Don't put too much stock in E-LOAN. Purchase a scorepower from Equifax to get your TRUE FICO from them. Although CreditExpert might not be perfect, somehow get your hands on a 30-day trial at least. I put more trust in that score than I do E-LOAN.