Okay all,here i go: THANK YOU!!!!!!!!!!!!!!!!!!!!!!!!! My scores are now (thanks to all the help from you guys) Equisux: 668 (+93) Experian:642(+42) Trans:706(+???) Now these scores include 5-6 inquires in the last six months so the scores will go up a little more. I also noticed something huge missing from the equisux report,our paid in full mortgage . Hopefully that will also perk up the score on equisux. So once agian : thanks everyone
of course i plan on sticking around.By next year the last 2 derogs will fall off from the 7 yr limit and my report will be clean!!! I just have to keep it that way.I also just started helping my sis clean up hers. I am just very greedy.... I want to be pushing the 750-775 mark by the end of next year. I want to buy a new car then and i want the salesperson to beg for my business rather than me doing the begging.....lol