I have two copies of my TU file. One has mostly old listings; the other has mostly new stuff. Neither has everything that belongs to me. Both have things in them that need to be disputed. Any suggestions on how to handle this? I feel like I need to get them combined and clean them both up, or I'll have know way of knowing which file gets pulled by creditors.
I recently had that split file with EQ. I called them and told them that a split file is not accurate and I wanted it put back together. The next day, it was one file and all inquiries were gone!
