and I paid CCB 100 for 350 Both only do increases every 6 months. First National Bank of Marin does 100 max Cross Country does 350 only for 100. Cross Country did say around Christmas time they have given out 1000 increases for free. First National is so tight with their line increases. For all the bad stuff I have heard about Cross County they and been good with me and the customer service has been great. I also have a Providian gold. I want 1 4th card want should I go for? What would be another good card to compliment the ones I have now, as of now I do not have any store cards. I'm afraid to apply in a store and get rejected.