I'd find an association between Inovision and NCO. Check this out...Waaay down at the bottom. Nice of them to post it for everyone to see. <http://www.marlinholdings.com/privacy/> Silly me, I had it all along. This was attached to their first violation when they offered me a 50% settlement after I requested validation (letter dated after the CRRR was signed for.) Here I thought they sold the account to another collector. All they did was transfer it to one of their other CA's, changed the acct number and changed my CR to reflect a new open collection acct. Too bad they haven't contacted me yet. Along with all the negative stuff on the BBB. I say I have a case. Time to get an attorney! Yeee Ha! Maybe I can get that new car this year!
My email is turned on as well, but then again my email is easy that way I believe the happy dance is for the fact that Jamie has Inovision on another violation. They did not validate, and continued to collect on the debt. They did not sell the debt to another company, they simply transferred the accounts to another one of its subsidiaries and re-reported that listing as well. -Peace, Dave
I own NCO/Marlin Integrated Capital/MEDCLR. I have so many documented violations on these guys it isn't even funny. Here's the Story: 1. EQUIFAX 1/30/02 Listing of duplicate collection account by Marlin & MEDCLR for same account. 1/30/02 Sent Validation Letter to every Fax # I could find for NCO, MEDCLR, and Marlin Integrated Capital. Sent CRRR letter to NCO. Disputed as duplicate account to EQUIFAX. 2/26/02 EQUIFAX Deleted both listings. 3/13/02 Still no response to request for Validation 2. Trans Union 1/30/02 Collection Account Listed From Marlin Integrated Capitol (NCO) 1/30/02 Sent Validation to Marlin Int. Cap. 3/13/02 No response to validation. Sent 2nd Request for Validation. 4/1/02 If still no response to Validation I will send 48 Hour letter and then dispute with TU. If anyone needs any advice let me know. NCO has no clue. T-MAN
T-MAN, I'm in the process of shuting down NCO myself. Already sent out validation ltr, no response. Getting ready to send out estoppel within the next week. They're not reporting on my reports. Any advice or additional info you could provide me with to put in estoppel would be appreciated. Or am I just on the right track already.
T-Man What is your next course of action? Are you going after NCO/Inovision for violations or just dispute with the CRA's? You can e-mail me if you like. Thanks Jamie