but, i got my experian today in the mail, and good old sherman acq. who bought my BK debt is listed on there as discharged thru bk collection as of 12-2002, acct is scheduled to stay on till 1-2009. this is bullchip!! how do i get this off, with shermy or with exp? all my other bk accts that were listed as in collections or derog have been fixed and will fall off in '05. so, it looks pretty good, if you can overlook that bk that is.