I leave the country for 7 days..

Discussion in 'Credit Talk' started by Desdemona, Sep 8, 2002.

  1. Desdemona

    Desdemona Well-Known Member

    Lola, so I came home from my fun in the Mexico sun vacation to find out that I am currently past due on my FMC account according to Trans Union. How sad am I, one day back from vacation and Iâ??m checking my scores.

    EXP up 5 points but my Docâ??s TrickTM disputes are still pending.
    EQ up 4 points but there is a ton of stuff being disputed there.

    Then I pull TU just to see whatâ??s going onâ?¦ BAM Ford Motor Credit: Status as of 8/2002: 60 days past due In prior 48 months from last update: 1 x 60 days, 1 x 30 days. But the under Past Due Amount: $0 Maximum delinquency of 60 days occurred in 8/2002.

    Scores went from:
    TU Score
    8/22 582
    9/8 544

    TU FICO
    8/22 646
    9/8 560

    I have always had problems with this account on TU back in Mar 2002 the account was listed as 9x30 1x60 which is incorrect. I was late on the account once in 4/99 but never 60 days or 8 other times. By 5/2002 TU corrected as 1x30 4/99. Then BAM 8/2002 I am somehow 60 days late.

    I sent the Intent To Sue back in March and had it corrected but I canâ??t take this anymore. I need, besides a grande Perfect Margarita and a Prozac, is a real kick a$$, I mean it if you donâ??t correct this and keep it correct Iâ??m gonna own your company letter.

    I have never called in a dispute, I have always mailed with my proof that they changed the reports and my statements from FMC showing that I was only late the one time. So should I try calling this time? After I calm down of course. Any input will helpful, por favor.
     

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