I recently disputed two accounts with EQ,EX,TU. I had 4 tradelines with this bank. Two were never late, paid as agreed. The other two were a repo, and a charge off. I only disputed the negative accounts but all four were deleted. I got the courage to call the bank and let them know that some how those two good accounts disappeared. GUESS WHAT? They re-reported the two accounts and not the negative accounts. Sometimes things do work out.