I recently applied for the Visa Gold with Patelco Credit Union and was approved instantly for a $25,000 credit line. The 8.9% fixed rate is pretty darn good too! The credit union looks to be a really good organization. One of their loan reps emailed me to let me know my card would be sent out in 7-10 business days. I was wondering if anyone else here has had any experience with Patelco and what your thoughts are on the credit union?
Thanks! I'm not really sure. I haven't pulled my FICO recently but Experian's Creditexpert model scored me at 749. I'm not sure how much it varies from FICO.
