I started my credit 9 months ago. So far I have AMEX Plat Charge Amex Optima Plat $5000 Amex Starwood $1000 UP $2900 MBNA World Points $2600 Fleet Fusion $800 and a few store cards ranging between $500 and $800 and in the last week I got Fleet Plat $3000 BofA Plat $8100 Thanks to Amex reporting my Starwood and Optima as opened in Jan of 03 my file shows that I have a 1 year and 2 months history so I went ahead and tried out my new longer short history and I got the card that I always wanted, BofA. I applied for the gold and they approved me for the Plat. Now its time to keep my util% under 30% and make sure to keep making my payments on time, and 5 digit CL here I come. I don't have my FICO but my PG scores are now at TU 709 EQ 694 EX 682 I can't wait till all my scores hit 700+. I want to thank you guys and everyone at CreditBoards for all your get help.
Congrats! It'd be really nice to know your FICO. You should use one of your newfound cards and go get it! I say that because I had a 727 fako on TU and applied for Chase. Denied! Went to myfico and found out my score was only a 695. There's quite a variance.
