I toyed around with refinancing several weeks ago when I received an offer for "as low as 4.65%" in the mail. I completely forgot about it. I'm shredding old "junk mail" today (my name and address anyway) and came across the offer. I compare rates at Bankrate.com only to find that rates have skyrocketed just a day earlier. Now, I'm sitting on a 6% loan that feels sub-prime considering I had a chance at locking in a rate in the 4 percentile. Uggh. If rates ever fall that low again, I'm moving on it in a heartbeat. Where do you think rates are going before the year closes out? CardKid
They are going up, but you should still be able to get something below 5. I am still seeing ads for rates as low as 4%. www.creditsense.com
