yeah, I accidentally bought the wrong one yesterday and about had a heartattack when I saw the score. Took me a sec to realize my mistake!! Phew that was close...
Haha as far as TU is concerned, Yes. TU is clean except for a charge off that will drop off in August. After then I would be completely clean on TU. I pulled a report recentlyand confirmed no reinsertions. Equifax and Experiam? *sigh* 5 left on each.
Mine was too high by about 90 points. I now have perfect credit. I think it works the other way around if you have bad credit though? FAKO scores should simply be made illegal. They serve no useful purpose other than a means whereby the CRA's can charge extra $$ for them.