Hi all: DISPUTING the following, any TIPS?? 1) Cross Country, last activity 04/99--charge off 2) Another Cross Country, no Date of last activity--also Charge off 3) 1st Consumer National Bank, last activity 08/99--charge off with 0 balance 4) 1st Premier, last activity 04/99--charge off 5) Two accounts (electric bill and Gas bill) in Collections, last activity from 04/99 and 02/99 6) One car installment, last activity 04/00 ( have 12 90 days late on this one) 7) One civil judgement which says--verified--09/98 #6 and 7 is being paid off this time, so how do I get them to get this negative off the report?? Thanks, Jam
"She Bellowed!!!" LOL. Sorry, couldn't resist. ahem...In my experience, the first round of disputes can be kept pretty simple; basically "nuh-uhhh". Regardless of the mix of derogatories, about half of them will fall off first try. There's no way to predict which half. A second round of similar disputes a month or two later will knock a few more off. Then you get serious and start plotting strategy against the remaining listings. Good Luck!
