hell .this is my first post on this website. this place in amazing. i've been reading for a couple of weeks now and think i am ready to repair my credit. the only prpoblem im having is mixed opinions on how to start. 1. i already obtained a copy of my credit report. 2.almost finished organizing papers.(have saved old bills from ca but have never responded. can someone please help me do i call the companies and pay the old debt and then try to fight it with the cra or do i fight it right off the start.
How much debt are you talking about? If large, say over $10,000 and are collecting a measly paycheck, consider bankruptcy. If you qualify for a Chapter 7, and get discharged your debts will be gone.
i have a total of 17,000 14,00 is auto loan maybe 1,000 revolving and around 3,000 in charge off or derogatory thank god my uncle co-signed a loan. by they way i own my own bussiness and am succsesfull just with bad credit my score is 499 mainly because old unpaid medical and cc if i could get the negative off thats what i need help with thanks for response within 20 mins.ur awsome
Begin by disputing them with the credit reporting agencies and requesting validation from any debt collectors.
thanks. ill start from there i was thinking if i call the ca and offered to pay the debts in full would they be willing to remove negative info from my credit report. if thats possible would that be bad too?
if i got that in writting and official document would they have to follow through? or do i not want to agree that their mine even though they are but some are from 2004 and newer? thanks 4 the responses guys im learning here!!!
Just go to the webpage or call us during normal business hours. We don't solicit and are prohibited from contacting you first.
does anyone have good remarks about lexington credit repair and apex how is ur company compared to lex? sorry to ask if that is insulting
is three thousand dollars bad to get out of debt,or off my report or would that be realitively easy? response please
