Card Type Name Limit Balance Opened Store BonTon 300 150 Mar-01 Credit 1stPremier 200 100 Apr-01 Credit CCB 250 0 Apr-01 I am considering opening another card, but don't want the auto decline that I always get. I know that I need more credit, but when you irritated every bank in America, getting a second chance can be tough. I'm looking for an unsecured card, that will work with me as far as hearing my explanations for my poor credit. Also, my FICO went from 583 to 561 in a month. I have a feeling that the new credit is going to hurt me before it helps me. Any comments/suggestions?