Okay back in 2002 there was this UNVL/Citi account on my credit report and I acknowledged it. However it has not been on my credit report for almost a year now. How does it just fall off? It hasnt been 7 years...at least I dont think so. Should I try contacing these people for I need to answer this inquiry regards to my clearance. Also I dont even know who UNVL/Citi is...have been unsuccessful in finding it via google.
if it's not on there don't worry about it until it shows back up, if it fell off it's not hurting your scores...
Thanks but its not the score I am worried about. I have to answer to it regardless cause of my clearance and when the place that grants cleareances checked my credit report two years ago it was on there.
