And I still have one question. I am in the process of doing my own credit repair and am curious about a Midland Credit listing. It is inaccurate in that it is obviously re-aging a debt that is about to fall off my report. (The date opened is listed as n/a). My question is do I just ask for a straight validation or should I just say that I know that they are trying to reage when I write to the CRA? Thank you for this board and all of the great information - I am actually starting to sleep better at night!
CRA's don't validate. If you tell them it has been reaged, then you have admitted its yours Try not mine, or do not recognize.
You need to read the following several times. Once or twice won't do it. *********NEW MEMBER MUST READS*****2-29-2004 What is Validation What is Validation http://consumers.creditnet.com/stra....php?s=&threadid=42188&highlight= validation *** Victims of Credit Reporting *** http://members.aol.com/victcrdrpt/Score.html RULE of 72 http://consumers.creditnet.com/stra...=&threadid=39313&highlight=rule+AND+of+AND+72 Must SEE--------------------------- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=350770#post350770 http://consumers.creditnet.com/stra...rd/showthread.php?s=&postid=352826#post352826 """""""""""""""""""""""""""""""""" FixYourOwnCredit! http://consumers.creditnet.com/stra...848&highlight=fix+AND+your+AND+own+AND+credit """"""""""""""""""""""""""""""""""""""""""" '''''''''' `````````` '''''''''' Sample letters http://consumers.creditnet.com/straighttalk/board/forumdisplay.php?s=&forumid=25 Why Chats site http://community-2.webtv.net/Y-chat/WhyChatsCredit/ S.O.L. SITE http://community-2.webtv.net/YCHANGE/STORAGE/page16.html ><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~ ~ ~ ><- <>- ><- <>