Over a month ago, I sent a letter to Amex to take my account back in house and out of the hands of the CA- haven't heard a thing from them. CA is not reporting on CR and I am trying to keep it that way. Through my CCCS, I pay the CA. I just noticed checking my CCCS account that the creditor has been changed to Amex and Jan's payment had been refused by CA and reissued to Amex. CCCS says CA sent instructions to remit payment to Amex and CCCS has sent a proposal to Amex to be included in CCCS. I have not heard a thing from Amex, am I clear of the CA?? I have been paying CA on this charge off for about 18 months so I wonder if Amex honored my request.
