I, too, have joined the 45-day club

Discussion in 'Credit Talk' started by tmitchell, Jul 29, 2002.

  1. tmitchell

    tmitchell Well-Known Member

    Last hard inq went away today. Got me 3 points!
     
  2. GEORGE

    GEORGE Well-Known Member

    WIFE GOT 25 POINTS TODAY...2 HARDS BUMPTY BUMP
     
  3. GEORGE

    GEORGE Well-Known Member

    WELCOME TELL YOUR FRIENDS...(whisper it)...

    SHHHHHHHHHH
     
  4. wolverine

    wolverine Well-Known Member

    Me too. However, my number one reason code is still too many inquiries. As of today, I have 0. Any thoughts??? When I click on the inquiries tab under the score screen, as of today it says 0.

    AND I'M NOT EVEN GEORGE!!!
     
  5. GEORGE

    GEORGE Well-Known Member

    YOU MUST HAVE ONE!!!

    ZERO IS TOO FEW...TWO IS TOO MANY!!!

    Don't beleive me???

    http://www.ftc.gov/bcp/creditscoring/present/sld008.htm
     
  6. sboice

    sboice Member

    I haven't had any luck getting rid of inquiries. Can you guys explain how your doing this???

    I ams ure this has been covered, I am new here so be gentle...
     
  7. KCPaul

    KCPaul Well-Known Member

    I just pull my credit daily on Equifax. Up 5 pts from yesterday, another hard has fallen away!
     
  8. sboice

    sboice Member

    I have a CreditWatch account as well and have been pulling very frequently but my inq seem to rise not fall...

    What am I missing:)
     
  9. picantel

    picantel Well-Known Member

    I understand the bumpity thing although at 104 nothing has happened but what again is this 45 day rule and is it a good or bad thing.
     
  10. solzy

    solzy Well-Known Member

    CE may have a different model than Beacon, but fwiw I lost 20 pts on my first hard.
     
  11. KHM

    KHM Well-Known Member

    Some of you are probably wondering why no one is answering you.

    I'm also not going to answer you. This board is watched by ALL kinds of people, including CRA's (search "this board is being watched by LKH).

    Now there is NO 'method" to the 45 day club, it just happens with a little bit of persistence. I suggest a search on it, but PLEASE stop talking about it.

    This is too goog to be true and if we all keep talking about it, it won't happen anymore.
     
  12. jia-li

    jia-li Well-Known Member

    Okay, I want to know as well. I know its suppose to be 'talked' about but not explained.

    I dont understand how anyone else is suppose to do this if no one is sharing. Can someone please (PLEASE) email me at goddess_diva@hotmail.com
     
  13. GEORGE

    GEORGE Well-Known Member

    SHHHHHHHHHH
     

Share This Page