I want another citi card how long

Discussion in 'Credit Talk' started by mother2, Oct 18, 2001.

  1. mother2

    mother2 Well-Known Member

    I just received my card in August. I just received my first bill. I would like another citi card so I can get rid of Orchard Bank and my Providian accts. How long must I wait until I can apply for another one.
     
  2. Flagirl

    Flagirl Well-Known Member

    you can apply right away
     
  3. mother2

    mother2 Well-Known Member

    You don't think I'll get the big denial?
     
  4. Flagirl

    Flagirl Well-Known Member

    I applied for the silver and after I got it in the mail, I immediately applied for the gold.
     
  5. leo728

    leo728 Well-Known Member

    you are allowed to apply twice in a 2 month period. So if you only have applied once you're o.k.
     
  6. mambomn

    mambomn Well-Known Member

    This month, I applied twice for the Citibank card (Silver/Gold). Both were approved.
    Not knowing the application restrictions, a week later I applied online for the Citibank world card, but received the "we'll notify you through the mail message."
    At first, I thought that I wasted another hard inquiry applying for the World card, but now I'm not sure. Hopefully, Citibank did not process the application and thus did not pull another inquiry on me.
    Does anybody know for sure if this is the case??

    Thanks...
     
  7. leo728

    leo728 Well-Known Member

    I got a letter from citi stating that I was only allowed to applications within a 2 month period. That was the only reason I got denied a card.
     
  8. mambomn

    mambomn Well-Known Member

    Leo,

    Did Citibank pull a hard inquiry on your third application? I checked my Equifax report this week (I applied on 10/5), and there was no other Citibank inquiry besides the one they originally pulled in September. Hope it remains this way.

    Thanks..
     

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