and to see what was on there as little as about 6 months ago in December, is scary. On Experian in December I had 1 public record, 10 - count 'em 10 negatives and 11 positives. Today 0 public records, 0 negatives and 17 positive accts. It would be more but for some reason Citi is not showing up on Exp. and Amex has yet to report a new acct. But yikes - that report really is scary.
You could save it for Halloween and wear it as a mask. I can see it now: LKH walks up to Experian, "ding-dong", Experian: Oh hello there young man, what are you dressed as? LKH: My worst nightmare, a.k.a., your (EX's) dream come true. (because of all the derogs) Okay that's not that funny. It is though when you picture it.