I have been disputing thru the cra and they keep coming back verified. I have never disputed through the cra that they were fraud accounts just as not mine. I have disputed through the actual creditors and they send me some bills and stating there isn't any documentation bearing my signature is no longer available. I try to tell the creditors that it is fraud and they keep telling me that I waited to long to file fraud on these accounts since it have been 5 years. What can I do to get these items off my credit report since they aren't mine I never opened them up. I would ride out the seven years since the accounts were opened back up in 95-97 but the write off date is being reported as 00-01. Can someone please help me???