Would anybody be interested to know anything about identity theft/credit fraud protection? I am an insurance consultant, and could offer you guys a great little policy that doesn't cost too much. Does anyone know of a policy which covers our time to dispute identity theft/fraud charges? I do Tim
I Take Issue with your Post Welcome to the board, Tim. We are always eager to welcome newbies who have an interest in improving their credit. However....if your main purpose is to make a buck off the inhabitants of this site, please move along. I took exception with your previous thread about the employees of Junum. While I'm not a Junum customer, I consider your insinuation that they could be perpetrators of credit fraud rather sickening. If you have been on this site any length of time, you would know that Junum is a top-notch company who has many customers on this board. It was quite apparent your made your insinuations to create doubt and fear among the posters here so that you could sell your insurance. I hope I'm wrong....I'll reserve judgement.
Toothman, Chill-Out Sport Actually, I have heard many of great things about junum. However, in my business, I can't help to be suspicious. If you're looking to pick a fight sport, go to a chatroom, as they have many of little kids wanting to fight about almost anything. As to making a buck, I am willing to give my information for free to those who are interested. Insinuations, hmm...no, I am making inquiries mr. touchy looking to pick an online fight. Now, for those of your reading, other than mr. touchy, aren't you guys at all curious who is handling your personal info? Let me know if there is anything suspicious at all about junum. I might consider using them to remove a few very old items. Mr. touchy, I'm a CONSULTANT you idiot, CONSULTANTS don't sell ANYTHING, we CONSULT. Also, tell me something about junum as a "top notch company" off the top of your head, and don't go looking at their website for info. Can you tell me any of the following?: How long have they been in business? Where did they originate? Who do they hire? How much do they pay their employees? Have they had any complaints with the dept of consumer affairs? Are they a privately held company? I didn't think so. Thanks for the welcome sport.
I am an agent and a regular on the board. Nobody likes stuff like this on a public message board - it is generally called spam, and most board monitors will remove it as such. How do we know you're a consultant? Care to give us your states and license numbers? And your real name so we can check you out? breeze
Re: I am an agent and a I Take Issue with your Post Author: Toothman (64.0.147.189) Date: 04-14-01 00:10 Welcome to the board, Tim. We are always eager to welcome newbies who have an interest in improving their credit. However....if your main purpose is to make a buck off the inhabitants of this site, please move along. I took exception with your previous thread about the employees of Junum. While I'm not a Junum customer, I consider your insinuation that they could be perpetrators of credit fraud rather sickening. If you have been on this site any length of time, you would know that Junum is a top-notch company who has many customers on this board. It was quite apparent your made your insinuations to create doubt and fear among the posters here so that you could sell your insurance. I hope I'm wrong....I'll reserve judgement. ```````````````````````````````````````````````````````````` Reply To Message== The consumer has enough problems with the fleeces perpetrated upon them by Bankers,Creditors CAs & CRAs.WE don't need to add the missing link (Insurers) to our problems here!
Re: I am an agent and a IdentityTheft/CreditFraudIns. Author: Tim (cx295751-b.alsv1.occa.home.com) Date: 04-13-01 23:56 Would anybody be interested to know anything about identity theft/credit fraud protection? I am an insurance consultant, and could offer you guys a great little policy that doesn't cost too much. Does anyone know of a policy which covers our time to dispute identity theft/fraud charges? I do Tim ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Reply To Message ===How are you going to help anyone on this board when insurers refuse to write policies on people with alledged bad credit??? Inurance is not the solution-INSURERS are part of the problem!
Re: I am an agent and a I am an agent and a Author: breeze (digital-2-72.exis.net) Date: 04-14-01 05:41 regular on the board. Nobody likes stuff like this on a public message board - it is generally called spam, and most board monitors will remove it as such. How do we know you're a consultant? Care to give us your states and license numbers? And your real name so we can check you out? breeze `````````````````````````` Reply To Message === Good point Breeze
Thanks Everyone I appreciate the regulars backing up my position. I meant no disrespect to our newfound friend, but I seriously doubt that he is on the board to fix his own credit problems. He is obviously trolling for business. As for picking a fight....uhh....no. I call a spade a spade. As for defending Junum, I wonder where his website is located for information. I think I made my point and I'm still reserving judgement. By the way, I'm a former New York Life agent and I understand insurance and no respectable agent would use this technique to garner new business. Just my humble opinion.
To LB, Breeze & LizardKing LB: If you are an agent, then you would know the answer to your own question. I can't help the fact that you have bad credit. LB, you and others on here have bad credit because you CHOSE not to pay your bills and take responsibility for your actions. Rather, you would rather send your "rounds" lying about the fact that your accounts are "not yours" or were "never late". I am not an attorney, but I think sending any kind of document via US Mail which is an outright lie, is a serious offense, I believe you have heard of the term Mail Fraud. Maybe the CRA's should team up with the The US Postal Inspector and crack down on these cases. LB, as an agent, I hope you know that Insurance Companies run credit checks because of people like you. You are what they consider a MORAL HAZARD. If you are willing to charge up credit cards, and then not pay back your debts when things get a little tight, whats to stop you from burning down your house when you can't make a mortgage payment? That is why they run credit checks. LB, if you are an agent, you would know that NOT ALL carriers run credit checks. Why are you asking me stupid questions? Breeze: No, my posting was not a spam, I was offering to help people on this board by giving them free advice. Maybe it came across wrong, which I think it did. No, I don't care to give you my license number, seeing as I don't need one to consult. But if I did have a license number to give out, why the hell would I shoot myself in the foot and pass it around on here? You think what goes on here is legit? If you do think so, you're lying to yourself. This board is basically full of "deadbeats" ( I use this term because I've seen people referring to themselves on here as such ) who would like to not pay back there debts and they are kind enough to share their secrets on here. As to others like LizardKing, yes, I would help them, because LizardKing as helped answer a few of my questions. Why am I on here you ask? Well, unlike the MAJORITY on here, I actually have a few very old accounts which are not mine, and I have been thinking about hiring Junum to help me with them. I wish you all luck in removing LEGITIMATE mistakes on your credit reports.
To Tiny Tim Who do you think you are to come on here and insult people? "Oh! and where the hell is Lexington? Are they within my jurisdiction? Let me know." Come on super sleuth, you should be able to figure out where they are. "Why am I on here you ask? Well, unlike the MAJORITY on here, I actually have a few very old accounts which are not mine, and I have been thinking about hiring Junum to help me with them." If these old accounts truly are not yours, you would have no problem getting them removed. I am very confident that you are also one of the so called "deadbeats" who chose not to pay his bills. I'm sure you've never heard of person getting ill, injured or losing a job. Do you think that reasons such as those could possibly contribute to person not being able to pay their bills? After reading your posts, I'm sure you never even considered something like that. You just want to come on to the board and pretend to be some big shot to make yourself feel better about being you. Do us all a favor and go away little girl.
Re: LKH Little girl? HA HA HA This is site great, just like a kiddie chatroom where I get laughs. Bye girly man HA HA HA LOSER!
to abuse@home.com The following post originated on consumers.creditnet.com. This site, among other things, operates a message board for consumers and credit issues. Your subscriber, anonymous a.k.a Tim, is posting inflammatory comments, upsetting to the individuals that utilize this board. Please be consistent with your Terms of Service and notify your subscriber that he is in violation of your acceptable use policies, specifically, the policy associated with newsgroups and posting within the charter. Please warn your subscriber that "his" service will be subject to termination. The subscribers post, fake name and IP address are posted below. Thank you for your help. Author: Tim (cx295751-b.alsv1.occa.home.com) Date: 04-14-01 12:03
Re: LKH Would a so called professional who calls himself a consultant act in such a manner as you? nope.
Re: To LB, Breeze & Lizard To LB, Breeze & LizardKing Author: Tim (cx295751-b.alsv1.occa.home.com) Date: 04-14-01 12:03 LB: LB, you and others on here have bad credit because you CHOSE not to pay your bills and take responsibility for your actions. `````````````````````````````````````````````````````` REPLY==WRONG* I wasn't present when the credit industry dictated to the legislators how to write the so called comsumer protection laws to favor them at the expense of consumers-much the same as the insurance industry does when insurance laws are written: THEREFORE I Didn't have a choice in either matter!
Re: To LB, Breeze & Lizard Re: To LB, Breeze & Lizard Author: mt (user-33qtc8i.dialup.mindspring.com) Date: 04-14-01 13:51 Ugh...... another *ass* ```````````````````````````` Reply To Message===He's not part of the solution HE's part of the problem!:
Re: To LB, Breeze & Lizard To LB, Breeze & LizardKing Author: Tim (cx295751-b.alsv1.occa.home.com) Date: 04-14-01 12:03 I am not an attorney, but I think sending any kind of document via US Mail which is an outright lie, is a serious offense, I believe you have heard of the term Mail Fraud. Maybe the CRA's should team up with the The US Postal Inspector and crack down on these cases. ```````````````````````````````````````` Reply To Message=== You've got it bassawkards w'ere the ones who should be cracking down:
Re: To LB, Breeze & Lizard LB, I hope you know that Insurance Companies run credit checks because of people like you. You are what they consider a MORAL HAZARD. ``````````````````````````````````````````````````` Don't have to worry about the morals of The credit and insurance industries do we? Seems to me they have none!
Re: To LB LB: You crack me up... Go out and enjoy the day man... The games will continue later Look forward to the chatroom I keep hearing about. We can go round and round in there sport!