/ Register

If CA mrks in dispute.....

Discussion in 'Credit Talk' started by slstafford, Mar 10, 2003.

  1. Mar 10, 2003 #1
    slstafford

    slstafford Well-Known Member

    Can they still verify with the CRA even though they have not validated the account to me?
     
  3. Mar 11, 2003 #2
    QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Any time validation is requested, the CA is to do two things:

    a1. mark the account in dispute and
    a2. provide validation as requested or
    b. remove the account from the report

    They cannot verify without having done a2 FIRST.
     
  4. Mar 11, 2003 #3
    lbrown59

    lbrown59 Well-Known Member

    Yes
    Is it legal no
     
  5. Mar 11, 2003 #4
    tea

    tea Well-Known Member

    Question.......

    When an inquiry is made on your CR....Does the CR show the ones that are marked in dispute???
     
  6. Mar 11, 2003 #5
    QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Re: Re: If CA mrks in dispute.....

    If a disputed account is reported, the dispute notation is supposed to be reported as well. Or the CRA may choose to omit disputed accounts until the investigation is complete.
     
  7. Mar 11, 2003 #6
    pnwman

    pnwman Well-Known Member

    If unpaid they must validate before reporting.

    If paid, they are not required to respond to validation. The key is in the latter case reporting/verifying is NOT continued collection activity. As LKH pointed out they ARE required to mark in dispute. (Great point LKH!)
     

Share This Page