if I am going to revolve...

Discussion in 'Credit Talk' started by ero2, Sep 13, 2003.

  1. ero2

    ero2 Well-Known Member

    is it better to revolve the balance on 2 or 3 different cards as to keep utilization low on each card or revolve it on my card with the highest CL. I am talking about a 2,000 balance, just so you know how much.
  2. DemPooches

    DemPooches Well-Known Member

    Our experience has been that it is better to keep your utilization at or below 49% on any individual card for the least negative impact on your FICO scores.

    In figuring the 49%, be sure to add in finance charges so they don't send you to 50% or over.


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