1. Sep 13, 2003 #1
   

   ero2 Well-Known Member

   is it better to revolve the balance on 2 or 3 different cards as to keep utilization low on each card or revolve it on my card with the highest CL. I am talking about a 2,000 balance, just so you know how much.

    

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3. Sep 14, 2003 #2
   

   DemPooches Well-Known Member

   Our experience has been that it is better to keep your utilization at or below 49% on any individual card for the least negative impact on your FICO scores.
   
   In figuring the 49%, be sure to add in finance charges so they don't send you to 50% or over.
   
   DemPooches

    

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